Out of curiosity, what do you find cheaper about the Swedish lifestyle? Moving from California to Denmark, I have sort of a vague feeling that's true for me also, but having trouble coming up with any specifics! I did get rid of my car, which is one big source of savings on insurance/gas/maintenance (plus a nice one-time $10k from selling it). But apart from that, I'm not too sure what's different. Maybe I eat out less as well, and do more picnics in the summer.