Re: Doing Better: Making Improvements to HealthCare.gov
by KatieHartman on Sunday October 20, 2013 @07:13PM
(#6581986)
That may only hold true if you're looking at the cheapest available options. I skimmed over the options available through my state's exchange (Covered California) and ehealthinsurance.com; for a 25-year-old making $40k/year, Covered CA's options range from $252 to $305, and ehealthinsurance's range from $100 to $384. The $305 option looks pretty attractive compared to most of the more expensive ehealthinsurance plans (although that $384 plan is, admittedly, hard to top).
You probably live in one of those 3 US states, or you perhaps fall into some sweet spot or other category such as being chronically ill, having pre-existing conditions, having abnormally expensive or bad existing insurance, low income, etc - categories that benefit from Obamacare.
But the young, healthy, and the middle class mostly do not.
http://kff.org/interactive/subsidy-calculator
Let me give you an example -
A person that never needed health insurance before, lives in NC, 30-40 years old, made 35k. You're going to fork out $3,000k/year for whatever that Silver level is.
But if you get the pre-Obamacare plan.... Only $100/month.
Thats a 3X increase.
Here are some more examples -
http://townhall.com/tipsheet/kevinglass/2013/10/17/the-horro...