Yes, if you are on the younger end of the spectrum, your premiums are likely to go up. If you are on the older end of the spectrum your premiums are likely to go down, or at least, you're now able to afford insurance. If you own a company in an industry that employs people on the younger end of the spectrum, yes, you might be paying a bit more so that your employees can afford healthcare in their later years. Previously your costs were artificially low.