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A comment on Kiva Now Allows You to Lend to US Small Businesses. Parent comment

Re:Kiva Now Allows You to Lend to US Small Businesses by apsec112 on Wednesday June 10, 2009 @07:28PM (#652010)
It's not a zero-interest loan, but the Kiva "field partner" pockets the interest, so there's no possibility of return. From their website:

"Lending to the working poor through Kiva involves risk of principal loss. Kiva does not guarantee repayment nor do we offer a financial return on your loan. "

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Re:Kiva Now Allows You to Lend to US Small Businesses by robg on Wednesday June 10, 2009 @08:27PM (#652072)
What are the regulatory obstacles to running a business that does offer a small return? I have to assume there are some, no, or else you get loan sharks.
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Re:Kiva Now Allows You to Lend to US Small Businesses by callmeed on Wednesday June 10, 2009 @08:55PM (#652105)
That's what Prosper was doing but the SEC forced them to temporarily stop lending and jump through more hoops.

http://www.techcrunch.com/2008/11/26/sec-outlines-its-reason...

I'm not sure where they sit now, but when you browsed Prosper you could find people requesting loans for business (not just personal items like cars).

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