Once you have kids, you can't as easily say, "well, we'll just sleep in the car for a year", or "I'll just stay at work ten hours a day and take advantage of their free meals" (or something). For most parents, our risk-taking preferences change dramatically once we have something to lose, and the pressure from our spouses makes it a little bit harder to take on risks of catastrophic failure.
My advice to anyone who doesn't like their job: please don't come to work in a shitty mood all the time, bitch and moan, and spread your poison around. You don't have to love your job, but quit making excuses and being lazy and go get yourself one you will love.
Finding a job I love would require me to change my career and–in the best case–would most certainly offer a starting salary that's far less than I need, given my current financial responsibilities (e.g., my family and $130K in private student loan debt).
Furthermore, I would most likely have to earn another Bachelor's degree.
See where this is going...?
Also, how can I fulfill my financial obligations with an entry-level job in Archaeology?
Sure! Can you provide for my family while I do?