There are lawsuits out relating to accounting fraud. I know they have been caught reordering transactions to increase overdrafts. I have also experienced what seems to be deliberate delays in online reporting of transactions and even one case where a transaction somehow did not appear in the record until after I had withdrawn enough money several days later that this meant my account was suddenly overdrawn. They will also happily overdraw your account for an electronic transaction of $300 so that they can start collecting fees.