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A comment on Dark Patterns - User Interfaces Designed to Trick People. Parent comment

Re:Dark Patterns - User Interfaces Designed to Trick People by eevee on Friday August 30, 2013 @02:41PM (#6303465)
I'm no fan of PayPal, but I interpret this as a reflection of the state of the banking industry rather than scummy behavior on PayPal's part. Cards skim a ton off the top and are generally designed to gouge the merchant (i.e. PayPal) so customers remain blissfully unaware and keep using them; banks aren't making much effort to compete with direct transfers, probably because they get kickbacks from debit card use.
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Re:Dark Patterns - User Interfaces Designed to Trick People by abalone on Saturday August 31, 2013 @05:00AM (#6306285)
That argument would make sense if PayPal charged a lower fee for bank withdrawals. They don't. They "gouge" merchants just the same.

It's literally a case of using UI to steer customers towards a method that's worse for customers and no better for merchants.

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