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A comment on Micromort. Parent comment
1. Securing the house from fire costs $5,000/year to reduce the probability of the house catching fire (it's still possible that it catches fire).
2. Buying an insurance which costs $500/year and will replace your home in the event that it catches fire.
2 is cheaper, and a better deal if your house catches fire. With 2 you are even more secure.
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1. Securing the house from fire costs $5,000/year to reduce the probability of the house catching fire (it's still possible that it catches fire).
2. Buying an insurance which costs $500/year and will replace your home in the event that it catches fire.
2 is cheaper, and a better deal if your house catches fire. With 2 you are even more secure.