Thank you. That comment means a lot to me. Good on you for taking the time to support your friend. Truth is we all hit hard times in life and often we just need a little extra support to get through.

Also, as you indicated, a lot of the old institutions just are not there to provide as much support. I also always think of the role neighbors used to play. I still have friendly conversation with my neighbors, but I would feel really uncomfortable leaning on them for support.