1 have rich parents (not kidding) >> Parents
2 work part time until you can get angel investment >> Another income
3 a pre-angel incubator ala YC >> Small investment/tor
4 live somewhere really cheap and use savings >> Savings
I think all 4 imply also living cheap
The startup I was thinking of needed the money in order to establish business relationships -- the business they are in requires quite a bit of working capital. The founder's parents basically gave him $150K and they aren't so rich that they wouldn't notice, but if he had lost the money, it wouldn't have been a particularly big deal. (Sorry, I'm not trying to play coy, so if anybody is interested, email me and I'm happy to give names, but I just don't want this account to be googleable.)
Edit since I can't reply and want to go to sleep -- yes, this makes your parents angels, but getting angel investment suffers from who you know -- how many people grow up knowing angels? So your parents offer three major advantages:
1 - you know them already
2 - you know them already
3 - they are probably more willing to take a chance on you... and you know them already
I'd broaden that category to "have tolerant parents". My parents aren't rich, but they have a basement which would be empty if I wasn't living here.