The problem is a security model where all trust is exclusivity and irrevocably granted to a single external entity. An entity that an owner of property has to go through to access their own property.

This kind of security model has both pros and cons. This is one of the cons and all the internal process in the world at the external authority doesn't change the weakness. The best they can do is push to limit the number of abuses of the authority (for all definitions of abuse as defined by the external power, not product owner).