If I had been more diligent about setting up folders and email filters, of course, I would've filed these kinds of mails into their own folder already, like I already do with mailing lists. But they crop up often enough (every time you do business with a new company) that it's tedious to keep up. So I like that Google is helping me out in helping to auto-sort them.
It's the same with the Updates tab. I get that Facebook and Twitter are really noisy. But I want the updates I'm currently getting to go in my inbox. That's why I haven't unsubscribed from them.
It's all filters I could have set up myself, but the default filtering pretty closely aligns with my preferences, so for me at least it's working. And so far, Google has actually never moved out of my Inbox any email where I've opted in to receive the email. The only things getting filtered are things I never asked for.
Most of the time when checking email, I only want to know if something urgent and personal has come up. I can read the mailing lists and newsletters once a week when bored.