I am a libertarian capitalist, who has made a reasonable amount of wealth. This article is good, but it ignores several institutional sources of "unfairness" in common parlance. The most obvious ones through history were slavery, government-sanctioned racism, widespread sexism and so on.

Leaving those things aside, today active government policy promotes borrowing vs saving (through Federal Reserve credit policy), and actively bails out Wall Street speculators - who made a mint during credit bubbles.

Common people aren't stupid if they feel at times "the system is stacked against me". It often is stacked against them. I am no socialist, but libertarians recognize that the fastest way to push people into socialism is to institutionalize unfairness this way.