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Re:Ask HN: I'm quadriplegic – can you help me with my security? by jdaley on Wednesday July 17, 2013 @08:24AM (#6057229)
If a passerby hears you say "cypher mode A Y R cypher mode" to unlock your computer, they might not figure out that your password is CAT, but they will figure out that "cypher mode A Y R cypher mode" unlocks the computer.
Re:Ask HN: I'm quadriplegic – can you help me with my security? by wissler on Wednesday July 17, 2013 @02:15PM (#6059223)
Obviously you'd pick a better phrase than "cipher mode".

But you make a good point. I think this approach can still work though.

- Rotate the cipher based on the current day/time, or rotate it based on the previous use.

- You could prime the next password each time you successfully login. So e.g. every time you login, you offer 3 additional letters in "clear mode", but then have to give them back in cipher mode.

I think I'd go with the last one.

The worst part about all this is that it requires custom programming.