I was thinking that all of these new financial disruptions will lead to a boom in smaller, relatively safer startups as well. Some friends of mine are creating a wonderful little startup in the shadow of Square, solving serious business problems for small, mobile vendors (like artists and flea markets) that didn't really exist before mobile credit card processing - or at least, couldn't be solved before that tech existed. I imagine the new technologies will lead to lots of new niche markets appearing.