This is something we experienced on The Wedding Favor. It was a trade-off we were aware of. On the other hand, it did trouble me that we were able to transfer money same-day to Chase bankholders with Balanced. It sounds great, but somewhere along the line that means that Balanced was "floating" our credit card charge and fronting the money to pay out to the end-recipient. While I appreciate this, and we benefit from very low chargeback rates (our users are friends and family), this seemed like a "too good to be true" risk.

In Stripe's case, you can make the business choice in your logic to pay out quicker to your end user, so long as you understand the risks (which you assume) and keep a comfortable account balance to cover it. Payouts to you, the Stripe account holder, is another matter!

That's great as this is one of the main reason we are using Balanced today for our soon to-be-launched marketplace.

We use it for the reddit marketplace and have loved it (balanced).

pc, nothing would make me happier. I cannot stress strongly enough how good your service is. That is literally the only thing I care about with regards to sustainment/upgrading of your service. (Not to say I haven't enjoyed the other things you've done, of course.)

We use balanced for reddit and I'm wondering if stripe works similarly such that from one incoming payment you can pay multiple bank accounts?

Yup. See https://stripe.com/blog/send-payouts-with-stripe for more details.

Thanks. Not sure I see any reason to switch but its interesting.

pc, any word on if you'll be supporting ACH debits through stripe api anytime soon? (aka charging customers via bank accounts).