i lived in new york city -> i did not directly experience racism -> i live here now
im not making any more general claims about the existence of racism in nyc. i dont have enough data for that.
for whatever reason, i do not have to worry about my skin color here. that is a valid reason for spending extra money to live in a smaller space, in my opinion. i believe that i have 'perspective'; the op was claiming that someone like me would not.
your reasoning seems to be: i experienced racism in nyc -> racism is part of human nature from tribal times -> there are definitely racist people in nyc. you should fill in the arrows with more evidence. i do not see how one conclusion follows from the other.
i will also make the point that racism against a majority race is different than racism against minority races. minority races in america have less available resources to prevail against racism, when averaged across the population. i sympathize with your incident, but my priority is ensuring that, as a minority, i minimize the time i spend dealing with racist acts towards minorities.
the above paragraph can be summarized as 'for an individual of a particular race, all racist acts are not equal'
More to the point, in a city where there's tons of diversity on every street corner, there might still be some racists out there but you can guarantee their racism is just making them miserable every day -- most of us enjoy the diversity.