I mentioned briefly in the intro about the issues with my own University. In theory I think you're correct about the difference between a university and company environment, adaptability-wise, but in my own experience, I've been really shocked by the treatment I've been given by my University. I've spoken to my old advisor and a number of departments trying to figure out what I could do to start classes again. They're even getting tripped up on things like, what does the registrar do when someone takes two classes and gets two satisfactory grades? I actually don't believe auditing is free, and they've been telling me that were I to go this route, I wouldn't be able to take exams, homework, and so forth.

Sadly the whole experience has really turned me off to the University route, well, at least in my former program, but were I to figure things out finance-wise, switching fields seems like a pretty good way for me to go right now. I haven't particularly got my eye on anything, but at least starting fresh would free me from some of the issues that are holding me back.