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Re:Why are payment forms so complicated? by jacalata on Thursday March 07, 2013 @02:22PM (#5339574)
probably because of this quote:

On the internet, everything is measurable, and fraudsters leave behind tracks they’re not even aware of. What IP address is the user coming from?

edit: oh, you probably mean 'why do you think (random business) refusal is IP based'.

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