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A comment on Ask HN: when will property prices go back up?. Parent comment

Re:Ask HN: when will property prices go back up? by jibiki on Monday March 23, 2009 @02:06AM (#528133)
It's a lot easier to get a mortgage if the bank believes that the value of your house will increase?
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Re:Ask HN: when will property prices go back up? by phd_student on Monday March 23, 2009 @02:26AM (#528153)
okay, so perhaps people like myself can not buy houses by taking loans from the bank ...

but what about people that already have giant piles of cash on hand? ... who can buy houses w/o taking any loans at all

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