Re:A user is trying to steal from us and I don't mind
by MertsA on Saturday February 23, 2013 @05:41PM
(#5271802)
The only way to do that is to take away the carrot. They know perfectly well what they are risking and what they gain from it. Take away the gain and suddenly crime is much less attractive.
Re:A user is trying to steal from us and I don't mind
by nitrogen on Saturday February 23, 2013 @07:20PM
(#5272067)
Very few "normal" human beings are highly rational and empathetic; it stands to reason that thieves, trolls, and fraudsters are no different, thus it's not safe to assume that they know everything they're risking or all of the consequences.
Re:A user is trying to steal from us and I don't mind
by MertsA on Monday February 25, 2013 @05:20AM
(#5278194)
If we were talking about something other than credit card fraud I might agree with you but the whole reason why they try to buy something online first is to test it. If they realize that they can't test stolen cards anymore I doubt they will just wing it and hope to god that the card is good in the checkout lane.
That said, I'm in no way suggesting that payment services need to take up this responsibility at the expense of protecting legitimate users.