When I was in school I paid $3,500 a year, nearly the highest rate at the time. Today I hear people paying $14,000 for the same thing, growing at a rate that's vastly outstripping inflation. Wages have maybe doubled in that time-frame, but costs have quintupled? Even $3,500 could be scraped together over the source of a summer job, but $14,000? It's basically impossible to go it alone, leaving you dependent on student aid and all the headache that comes with that.

$40+K is just unbelievably expensive. Why do people subject themselves to such abuse? Basically you're saying you could either A) get a university education or B) buy a house.