Or maybe think about learning some of the things you missed out on by not having the time to go to college (mostly non tech stuff I guess).
Perhaps a degree is really just a well thougth out education plan more than a certificate. You learn this list of things and you are "educated" to some level generally (a liberal arts BA & BS) with an emphasis on some subjects (your majors). More advanced or vocational degrees would be more focused plans on a single area.
More regulated areas simply require a piece of paper. Not that this always seems to help: in California to be a mortgage broker you need a real estate license which requires you pass several college level classes, take an long exam, get fingerprinted and have a certain amount of experience. Yet none of this prevented all the problems we recently saw.
I never really even had a chance to think about a degree.
Maybe now I should!