Frickin' hilarious. Through thought #1, it's just a bit wry and tongue-in-cheek, but by the middle of thought #2 -- "I trusted these people to get their teams of lawyers to vet anything before they signed it" -- it's high satire. I laughed out loud at its continuation: "Turns out, if you're poor, you don't need to pay lawyers. You don't like the deal you just wave your hands in the air and moan about how poor you are. Then you default."