Unless it gets taken care of by the increasingly significant fraction of the population who has their lives extended for a few more years at any cost.
Re:The Simple Math Behind Early Retirement
by jasonkester on Friday January 18, 2013 @11:10AM
(#5079310)
Ah, never mind then. So I guess the plan is to stop saving money now, since you've shown that compound interest is a fallacy? I'll get right on it.
No, the plan is to save money but not make too much assumptions on how far it will get you, and most importantly not make any decisions that make you completely dependant on your investment returns.
As you say, a significant fraction of the population can't. But you get to choose whether you want to be part of the smaller fraction who retire early, or whether you want to help those who are.
All you need do is not spend your entire paycheck each month. The rest will be taken care of by the (still) significant fraction of the population who do.