I agree with you in essence. Though practically speaking, let's say we have someone who's a master of no-usury loans, so they don't have brute force and coercion of assets or threat of freedom taken from someone if circumstances changes [especially if out of their control, especially if planned by bad actors trying to cause unrest and cycles to profit off of] - and therefore those arguable masters are good at making "bets" for who they invest-loan money to - whereby at minimum they understand the value to the whole for the externalized cost-benefits that their investment(s) will make.

If said master(s) are perpetually always distributing the gains-profits, they in essence hold-keep no profits for themselves - and in financial terms their balance sheet would remain at $0.

Society's been misled for many thousands of years, herds driven into cycles of unrest and reinforcing scarcity mindset.

SI-AI can-will empower a rapidly deployable-scalable alternative for everyone to be able to immediately adopt.