Retirement Savings Are Fueling the AI Bubble

Re:Retirement Savings Are Fueling the AI Bubble by loeg on Wednesday November 11, 2026 @03:47PM (#50458457)

There is, but the presumption in that argument is that those risky bets bring higher returns. If that assumption is invalid, the argument falls apart. (I'm not especially confident myself that private credit can actually bring higher returns over a long time horizon.)

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Re:Retirement Savings Are Fueling the AI Bubble by watwut on Wednesday November 11, 2026 @04:19PM (#50458835)

I swear to god, people use "high risk bet" as synonym for "sure gain with no danger". You see it on HN all the time.

The defining thing about "high risk" is that risk part will happen and that creates a lot of loosers. That is the whole point!

But HN treats "high risk" as something that is expected to always give you reward.

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Re:Retirement Savings Are Fueling the AI Bubble by tosapple on Wednesday November 11, 2026 @05:08PM (#50459369)

russian roulette?

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Re:Retirement Savings Are Fueling the AI Bubble by watwut on Thursday November 12, 2026 @02:33AM (#50464134)

Its high risk no gain game. Kind of opposite.

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Re:Retirement Savings Are Fueling the AI Bubble by loeg on Wednesday November 11, 2026 @06:20PM (#50460384)

All I'm getting at is that EV matters. Putting a bunch of chips on the roulette table has high risk, but negative EV -- it's a terrible investment. Loading up on risk is not inherently EV-positive.

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