You are making an authority argument. I and most others are not buying the validity of that authority having been subjected to insane (in)security (non)standards by banks elsewhere and one other sibling commentor even mentioning their work experience for banks as evidence.

It is on you to back up your claim.

In my career travels I am yet to find any professional group crow as confidently from on top of a hollow position as software developers. I think it has to do with daily operating from inside a deterministic environment, it gets projected out into human situations.

[delayed]