Re:Everything is an AI scam now
by roadside_picnic on Thursday November 05, 2026 @12:10PM
(#50381611)
> resetting their trustworthiness score
But this is not how actual FICO scores work, and more interestingly, also not how historically Google has assigned domain authority for PageRank.
In both cases a history of transactions is required. Even if you could just spin up a new ID for a FICO score, having zero or little credit history typically means you'll have a very hard time securing any meaningful loans. Likewise, in the days when PageRank mattered a new domain would typically take a year to build up the authority required to get good results ranking well. Of course there were work around, but there are plenty of examples where easy to create a new identity does not equate starting with a fresh reputation (in fact even HN has the same principle! New accounts cannot, for example, downvote)
But this is not how actual FICO scores work, and more interestingly, also not how historically Google has assigned domain authority for PageRank.
In both cases a history of transactions is required. Even if you could just spin up a new ID for a FICO score, having zero or little credit history typically means you'll have a very hard time securing any meaningful loans. Likewise, in the days when PageRank mattered a new domain would typically take a year to build up the authority required to get good results ranking well. Of course there were work around, but there are plenty of examples where easy to create a new identity does not equate starting with a fresh reputation (in fact even HN has the same principle! New accounts cannot, for example, downvote)