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A comment on Your Minimum Viable Product is Processing Credit Cards. Parent comment

Re:Your Minimum Viable Product is Processing Credit Cards by digitalengineer on Wednesday January 09, 2013 @09:37AM (#5031667)
I think with "I've never missed a payment and never carried a balance" you're not the tipical joe. I've read some banks can charce excessive rates when people forget (or can't) to pay.
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Re:Your Minimum Viable Product is Processing Credit Cards by amalag on Wednesday January 09, 2013 @10:21AM (#5031905)
Everyone in my family does this. I also have around $1000 from my 2% back over the last 3 years.
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