No it's not different, the whole point is the legality. You can still pirate all your games, you can still give the password of your account to your heirs, and you can still download all the steam games and provide the crack to "unlock" steam and it will work, but not legally.

GOG is very clear on this: you CANNOT provide the installers to anybody, those are for yourself only. It is easier, for sure.

It's still a terrible situation that should be solved legally.