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A comment on LineageOS 24.0. Parent comment

Re:LineageOS 24.0 by phillc73 on Sunday October 11, 2026 @10:35AM (#50043743)
I applied to open an N26 account, and after completing all the necessary documentation they then told me I had to install their app to activate the account. Forget it.

Instead I opened an account with Wise, and have never once been forced to use their app. One occasion where some ID verification process pushed me towards the app online, I spoke with support and everything was sorted without it. Wise.com, just need a web browser and a phone number, zero phone app dependency.

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Re:LineageOS 24.0 by Semaphor on Sunday October 11, 2026 @10:50AM (#50043899)
That’s not a licensed bank, from what I can see.
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Re:LineageOS 24.0 by phillc73 on Sunday October 11, 2026 @12:30PM (#50044978)
That’s right. Wise works with partner banks. However, their accounts are still covered by up to $250k of FDIC insurance.
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Re:LineageOS 24.0 by kevin_thibedeau on Sunday October 11, 2026 @02:12PM (#50046056)
Insurance against collapse of the bank. FDIC doesn't insure against fraud because you expanded your trust relationship across multiple third parties with credentials to access your account.
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