Strictly speaking, Florida is unfit for human occupation. Even when hurricanes aren't blowing, it's the thunderstorm capital of the country. Runner-up in the uninhabitable sweepstakes is New Orleans, which is mostly below sea level and only "dry land" because of unreliable dikes that periodically fail. Over time, because of land subsidence in New Orleans itself, and because of a gradual increase in worldwide sea level, New Orleans becomes more and more dangerous.

When you perform an economic analysis, you discover it would be cheaper to pay everyone in New Orleans to move away, than to let them live there and pay for the disasters that inevitably blow in from the sea. Florida is only slightly safer on average, and that only because the northern reaches are sufficiently above sea level.