Re:Launch HN: Risklytics (YC S26) – Insurance brokerage for ...
by reticulates on Wednesday August 26, 2026 @05:08PM
(#49455944)
Yep, being insured by Corgi is a huge risk. The reason why Corgi is especially terrible is that the inexperienced “growth” “interns” aren’t just selling low quality insurance they don’t understand that isn’t fit for purpose, that’s bad but whatever, the problem is that every new client adds more risk to pre-existing clients! Every Corgi client is, unknowingly, taking on more and more risk every day. The insurance is, basically, decaying, and entirely reliant on Corgi being able to raise money to bail it out when things implode.
The business model of spending hundreds of millions on marketing insurance with cafes is silly but maybe it’ll work, gotta swing for the fences, but selling insurance that could implode at a moment’s notice is grossly irresponsible. And when it implodes, it’s going to hurt thousands of YC startups.
Risklytics will be much more expensive than Corgi but it’ll be actual reliable insurance. Anyone going with Corgi is out of their damn mind.
Re:Launch HN: Risklytics (YC S26) – Insurance brokerage for ...
by trollbridge on Wednesday August 26, 2026 @05:55PM
(#49456440)
My biggest question is how I would open a claim. I can’t find a hotline number to call to open a claim (or to give to someone else who thinks they have a claim against me).
I also have open questions on what paying out a claim is actually like, or what it will be like if they have to mount a defence if I were to actually get sued. Since no Corgi customers have been sued yet (as far as I can tell), the answer is "We have no idea".
I'm not trying to be anti-Corgi, but I'm having a hard time understanding how exactly their business model is going to work long term.