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A comment on Show HN: I made a retirement simulator: 125 years of data, 25 countries. Parent comment
If I withdraw 4% of a $1M portfolio, I only have $960K left to compound.
If I withdraw 4% of a $3M portfolio, I should have $2.88M left to compound.
If the question is "Will your money last?" I would not expect the simulation results to be identical.
Edit: I failed here. Downvotes are right. I simulated it myself and saw the results. Leaving this comment here so others can learn from my mistake.
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If I withdraw 4% of a $1M portfolio, I only have $960K left to compound.
If I withdraw 4% of a $3M portfolio, I should have $2.88M left to compound.
If the question is "Will your money last?" I would not expect the simulation results to be identical.
Edit: I failed here. Downvotes are right. I simulated it myself and saw the results. Leaving this comment here so others can learn from my mistake.