How do you think startups and passion projects used to work before LLMs? The cost of labor is irrelevant when it's just your own time and already have your day job to pay the bills.

Paying for an LLM is always more expensive. If you're attempting to create a startup without knowing how to write code, you've always been fucked and still are. Every time you avoid getting your hands dirty, you incur cost. How can you already incur cost from just the code? Really bad start.