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Re:India built the biggest digital payments miracle: Now com... by Gormo on Tuesday August 18, 2026 @11:16AM (#49346921)
In 2026 "backward" is a dysphemism for "reliable".

Not sure what's making you shudder about carrying a payment instrument that doesn't need its batteries charged, doesn't need to run firmware or an OS, doesn't need a network connection independent of the payment terminal, and isn't simultaneously a surveillance device, but whatever floats your boat, I guess.

Re:India built the biggest digital payments miracle: Now com... by lmz on Tuesday August 18, 2026 @01:22PM (#49349100)
If it's a chip card (not magstripe only) it definitely runs firmware.
Re:India built the biggest digital payments miracle: Now com... by elendilm on Tuesday August 18, 2026 @01:43PM (#49349470)
Clearly you have not been to India. UPI will make your card economy look ancient.

Why should I have to carry physical cards with me in 2026. Almost all have a capable Turing machine in their pockets.

Backwards means backwards. No euphemism. Period.

If you insist on defending a relic from a bygone age, then by all means do it.

Re:India built the biggest digital payments miracle: Now com... by kang on Tuesday August 18, 2026 @03:13PM (#49351068)
both upi & cards are backwards. canada like etransfer to phone to email is the best modern solution so far.
Re:India built the biggest digital payments miracle: Now com... by owebmaster on Tuesday August 18, 2026 @03:45PM (#49351566)
That's Brazilian pix
Re:India built the biggest digital payments miracle: Now com... by elendilm on Tuesday August 18, 2026 @04:04PM (#49351854)
Which was in turn heavily borrowed from UPI :) Cheers.
Re:India built the biggest digital payments miracle: Now com... by Gormo on Friday August 21, 2026 @12:40PM (#49390641)
> Backwards means backwards.

Sure. Just as the people walking away from the cliff edge are literally going "backwards" in relation to the folks whose trajectory will take them off the cliff.

You can make whatever comparison you want in terms of short-term convenience, but none of it addresses the inherent risk and diminished reliability of the solutions you're arguing for.

> If you insist on defending a relic from a bygone age, then by all means do it.

I'm not "defending a relic from a bygone age", but rather defending what actually works in the present-day status quo against idealized notions advancing a clearly inferior and more dangerous solution for the sake of pure novelty.

Re:India built the biggest digital payments miracle: Now com... by elendilm on Sunday August 30, 2026 @09:03AM (#49498287)
Clearly you have not been to India. I advise you visit a busy street chai shop in Banglore and see UPI in action.

If you still have the audacity to claim that cards, an inherently inferior payment method, as forward, then I have nothing else at my disposal.

Physically a hassle, technically inferior, putting customer at the mercy of the merchant device, unusable at busy merchants, etc... and the list goes on.