AFAICT americans are left on their own in the face of any kind of disaster. But, to be fair, in Europe we don't (yet) have the kinds of disasters that they have, so I can't say if europeans are left on their own or not.

Oh yea, that's what I meant, sorry for not being clear.

And we do have all kinds of disasters, but the state not only effectively intervenes, but also supports the aftermath and reconstruction. In America there are some crazy examples of towns just being left straight out abandoned afterwards, because tehre's no such thing as government reconstruction support.