After decades of ignored negative externalities from unchecked suburban growth and car-culture are coming to an end. As populations decline and temperatures increase places like Dallas and the wealthy suburbs around it that you mention will have less and less relevance.
There isn't going to be a future where the citizens of suburban Dallas are enjoying Starbucks coffee in single-serving cups delivered to them in Waymo vehicles. It isn't viable to just paper over unsustainable nature of these places with self driving cars and ignore urban environments and mass public transit as the comment that started this thread suggested.
The only places that are going to survive what is coming are ones that are dense, well managed, and sustainable.
Because from the 70s onward the former industrial northeast and miswest was actively de-urbanized and suburbanized with environmental and zoning law (don't blame this all on the locals, a lot of this rolls downhill from the states). This obviously coincided with de-industrialization. So basically all these former market and mill towns basically wound up underwater because they not only kicked out their economy but wound up in a situation where every stupid sidewalk repaving costs a bajillion bucks because pursuant to state law whatever it needs to be brought up to code which means some BS green space buffer, etc, etc.
Source: Live in one.
At the end of the day you're basically right it's a lie when it comes to some random Dallas suburb.
I don't know where your flaws in logic is coming from, but I have seen the numbers enough different places to know there is one someplace.
Also, governance isn't like manufacturing, it doesn't get easier at scale, it gets so much harder.
Living in a perfectly planned super dense urban utopia where I can quickly walk wherever I want is extremely appealing to me. I would also like living in the wilds where once a week I drive to the general store and back as the full day's task. Suburban living is my least desired outcome. But everywhere there is room for it, it happens, even without a city to latch onto. There are good reasons for that.
I'm prepared to be wrong though. The question is, are you?..
I don't know how they managed to do the above. However we know that they have done it, and the costs must have not been excessive.
When you show me facts I'll change my mind. Until then the above facts are compelling.
Basically you are making correct observations but only for part of the picture. And if the discussion is about finances and economics, I would say that the part about where money comes from is pretty damn important, no? :)
Also, even from across the pond, I also saw historical photos of the old USA. Those suburbs from before WW2 were way closer to the Europe really. There were more small businesses everywhere, there were commerce blocks etc. And pre-WW2 infrastructure was much cheaper and less complex that contemporary one. So sure, old suburbs were probably much healthier economically.
As for the moderns suburbs (from 50s and up) you can view more knowledgeable people than me if you really wish to uncover facts and truth. I won't post spoilers, but you may guess them from the context easily.
I'm not really sure where people get this idea that suburbs are drowning in liabilities where dense american urban centers are overflowing with revenues. The opposite is the case almost everywhere you look. Or that suburbs are only surviving by pushing costs unfairly onto cities. Most suburbs (in the case of Dallas being plano, irving, frisco, southlake/westlake) are self governing municipalities with their own school districts, police, city management, and credit ratings. Sometimes people say it's just that suburbs are new and have yet to pay the piper, but even in america's (and Dallas') oldest suburbs, many of which have replaced/renovated infra several times over at this point, they are indeed stronger financially than the urban centers they surround.