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A comment on AI financial advice is surprisingly good if you ask the right questions. Parent comment

Re:AI financial advice is surprisingly good if you ask the r... by nunez on Sunday August 02, 2026 @01:21AM (#49141358)
That's why you hedge with Bogleheads three headed fund. Bonds are strong when the indexes are weak according to them
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Re:AI financial advice is surprisingly good if you ask the r... by jandrewrogers on Sunday August 02, 2026 @02:33AM (#49141708)
The anti-correlation between bonds and equities hasn’t been a thing for decades. That is advice that passed its sell-by date a while ago.

The modern version is to go hard into equities and out-grow the drawdown risks. You still want a couple years of burn in treasuries but that is strictly a buffer against adverse returns. By the time you retire, the treasury fraction is a tiny fraction of the total by virtue of the equity growth rate.

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Re:AI financial advice is surprisingly good if you ask the r... by groundzeros2015 on Sunday August 02, 2026 @08:36AM (#49143968)
I don’t have any reason to think that international economies are not correlated to the US. But also I don’t expect them to be that successful. Europe and South-east Asia have a mafia like relationship with their established businesses and regulate away new ones.

The sibling comment addresses bond funds.

ZIRP, 2008, Covid, trump, big tech, and AI all came after Boyle.

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