True fans don't have any loved ones fall ill? Or get called to work against their will?

If something happens to your family, maybe the last thing you should think about is grieving that you lost some juicy, juicy money on tickets which you couldn't use?

I've missed concerts due to delayed/cancelled plane flights or other booked transportation.

Darn, guess I'm not a true fan or I would've booked a private jet.

It's not your fault. But it's not their fault either. It's the same for events as for most other reservations: You don't get your money back if you miss it.