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Re:Driver accused of DUI tracks missing laptop to Illinois S... by pixl97 on Monday May 11, 2026 @11:29AM (#48096319)
Hence insurance on the individual. Kick in the wrong door and insurance covers it. Do it twice and suddenly the actuary sees an expensive and risky pattern.
Re:Driver accused of DUI tracks missing laptop to Illinois S... by bilbo0s on Monday May 11, 2026 @12:00PM (#48096761)
People don't like to admit that there are problems that the market is absolutely able to solve.
Re:Driver accused of DUI tracks missing laptop to Illinois S... by Zigurd on Monday May 11, 2026 @02:40PM (#48098937)
It is nuanced. Insurers can be problematic. Tort law has strange incentive structures in the way it's implemented in various places. But, broadly speaking, the price of insurance is an informative signal.