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A comment on America vs. Singapore: You Can't Save Your Way Out of Economic Shocks. Parent comment

Re:America vs. Singapore: You Can't Save Your Way Out of Eco... by raw_anon_1111 on Thursday February 19, 2026 @06:19PM (#47081184)
It’s simple. One of the original tenants of the ACA was to provide subsidies for most people earning up to what would be the upper middle class between this and the insurance mandates, it would prevent the death spiral where only the sick would sign up for it, making the cost go up until it was almost unaffordable to anyone and unprofitable for the insurance companies making them leave the exchange.

The first blow was when the Supreme Court killed the mandates. The second blow just happened when they killed the subsidies last year.

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Re:America vs. Singapore: You Can't Save Your Way Out of Eco... by twoodfin on Thursday February 19, 2026 @07:08PM (#47081732)
The expanded subsidies, which were a Covid-era enhancement some 10+ years after ACA was enacted.
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Re:America vs. Singapore: You Can't Save Your Way Out of Eco... by telotortium on Thursday February 19, 2026 @11:59PM (#47083952)
If you could have FIRE'd before the COVID era subsidies you can do it now
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Re:America vs. Singapore: You Can't Save Your Way Out of Eco... by raw_anon_1111 on Friday February 20, 2026 @02:00AM (#47084655)
Not if the ACA continues its current “death spiral” where only the sick sign up making the premiums go up to the point where insurance companies just leave the plan.

https://www.theguardian.com/us-news/2025/dec/14/aca-obamacar...

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