Also, I wonder if this is skewed by more affordable treatments for things like basal cell carcinoma or prostate cancer that doesn't require surgical intervention. In my case, I had full on chemo, rad treatment, surgery, and more chemo. Wouldn't wish it on my worst enemy, but I'm sure as hell glad I had good insurance. Dealing with the medical side was traumatic enough, I don't think I or anyone in my family had the bandwidth to deal with negotiating cash deals with multiple providers.