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A comment on America vs. Singapore: You Can't Save Your Way Out of Economic Shocks. Parent comment

Re:America vs. Singapore: You Can't Save Your Way Out of Eco... by Aurornis on Thursday February 19, 2026 @11:30AM (#47075549)
> instead of just throwing it into a tax. It makes the government money

It is a tax, but with extra steps.

The reason it makes the government money is because they’re collecting the extra interest that citizens would have earned if they were free to invest it on their own.

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Re:America vs. Singapore: You Can't Save Your Way Out of Eco... by eru on Thursday February 19, 2026 @07:29PM (#47081969)
Alas, actually not: you can actually invest your CPF by yourself, and most people lose money compared to leaving it with the Gahmen.
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Re:America vs. Singapore: You Can't Save Your Way Out of Eco... by initramfs2 on Friday February 20, 2026 @05:16AM (#47086048)
The CPF funds actually remain in your account, and the interest goes back to you. 1. The interest is guaranteed unlike a regular investment, and 2. I'm interested to know what to invest in to get better interest than CPF, because that's a very legit benchmark here, so please tell me if you find something that has guaranteed returns + higher interest.
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