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A comment on Anthropic officially bans using subscription auth for third party use. Parent comment
API limits are infinite but you'd blow through $20 of usage in a maybe 1 hours or less of intense Opus use.
The subscription at $20/mo (or $200) allows for vastly more queries than $20 would buy you via API but you are constrained by hourly/weekly limits.
The $20/mo sub user will take a lot longer to complete a high token count task (due to start/stop) BUT they will cap their costs.
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API limits are infinite but you'd blow through $20 of usage in a maybe 1 hours or less of intense Opus use.
The subscription at $20/mo (or $200) allows for vastly more queries than $20 would buy you via API but you are constrained by hourly/weekly limits.
The $20/mo sub user will take a lot longer to complete a high token count task (due to start/stop) BUT they will cap their costs.