> Why would you expect people not living in the Netherlands to just know this?

Because this is a thing in most of Europe. Most people don't own a creditcard, and those that do use it mostly for online purchases outside of the EU. I don't travel to another continent without looking up how to pay for things when I get there.

> Because this is a thing in most of Europe.

I think you wastly exegarate your observations.

According to this, he's mostly right: https://www.theglobaleconomy.com/rankings/people_with_credit...

It's not about owning credit card, but about being able to use it in physical shop. In one of the parent comments author of comment to which I replied said:

> Why would you expect to be able to use a creditcard in a physical shop in the Netherlands?

And then

> Because this is a thing in most of Europe.

This is definitely not a thing in most of Europe.

Netherlands' anti-credit card stance is quite unique, perhaps only matched by Germany and their obsession with cash.

I was just in Germany and lived on my credit card - not a single Euro used. I strongly disagree with this generalization based on extensive personal experience.

> Why would you expect people not living in the Netherlands to just know this?

It’s generally a good idea to learn something about your travel destination and not to assume everything there is the same as where you live. The world is big and diverse.