I've lived in both places and I think the narrative is a lot more fair, in terms of day-to-day quality of life for, like, the median resident, about San Francisco than it is about Chicago. The narrative about Chicago basically doesn't connect with anybody's experience here unless they live in places like Lawndale or Englewood. San Francisco's problems are broadly shared by every neighborhood.

my neighborhood here (excelsior district) is more or less like a more packed in version of where i grew up (south oak park). Comparing living anywhere in SF to living in Lanwdale or Englewood is absolutely wild, outside of some very isolated neighborhoods.