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A comment on Chase to become new issuer of Apple Card. Parent comment

Re:Chase to become new issuer of Apple Card by wolvoleo on Thursday January 08, 2026 @05:10AM (#46539322)
Here it's about the same. Even with a skimmed credit card you're on the hook for the bill, there's no chargeback. But skimming is really rare because we no longer have the old insecure systems of card imprinting, signature, magstripes etc. It's all chip&pin or contactless.

I don't think anyone I know uses a credit card for daily purchases here in Spain.

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Re:Chase to become new issuer of Apple Card by lotsofpulp on Thursday January 08, 2026 @08:58AM (#46541020)
Skimming is rare in the US too, as tap to pay is at 90% of payment terminals, and chip reading is at 99% of payment terminals (guesstimates based on the last time I swiped my card).
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Re:Chase to become new issuer of Apple Card by wolvoleo on Thursday January 08, 2026 @10:30AM (#46542161)
Yes but the magstripe is still present thus it can be skimmed.

Here in Europe a lot of cards don't have a magstripe anymore, or it is deactivated (containing no relevant payment info but a functional header)

My bank asked if I still wanted it in case I'd travel to the US or some other countries but I never travel outside of EU anymore so I didn't want one.

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