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A comment on Chase to become new issuer of Apple Card. Parent comment

Re:Chase to become new issuer of Apple Card by lxgr on Thursday January 08, 2026 @01:19AM (#46537842)
The floor is 1.5%. I don’t know of any 2% card without any catch (the Apple Card’s being that you have to use Apple Pay, which is still not available at many online merchants).
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Re:Chase to become new issuer of Apple Card by jldugger on Thursday January 08, 2026 @01:27AM (#46537887)
It really depends on the definition of catch. Citi Double Cash, Fidelity, Wells Fargo and US Bank all do 2%.

Personally, I use a 2.625% cash back card with the "catch" being that I have to have enough stock in their subsidiary brokerage to qualify for the top rewards tier. Since I just buy and hold SP500 ETFs, this is an easy requirement.

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Re:Chase to become new issuer of Apple Card by havermeyer on Thursday January 08, 2026 @01:42AM (#46537974)
Bank of America Unlimited Cash Rewards for the win :) My only regret is not realizing sooner that it existed since I used the Citi Double Cash card for so long.
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Re:Chase to become new issuer of Apple Card by loeg on Thursday January 08, 2026 @01:51AM (#46538030)
Fidelity's 2% card has no real catch.
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Re:Chase to become new issuer of Apple Card by sharth on Thursday January 08, 2026 @01:29AM (#46537902)
Isn't the Citi Double Cash the canonical 2% card?
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Re:Chase to become new issuer of Apple Card by lxgr on Thursday January 08, 2026 @04:46AM (#46539178)
3% foreign exchange fee. Also, it’s Citibank.
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